Innovative Plan Design
"When you go to make changes on a
health care plan, it’s critical to win the
hearts and minds of the population
you’re serving, so they’re engaged,
accept the idea and want this new
and innovative way of seeing the
health care industry and understanding
how benefits can be delivered."
—Bryce Heinbaugh, IEN Risk
Management Consultants
"HSA-eligible plans combined with HSAs not only engage consumers but can also offer peace of mind for employees knowing they can conveniently save to cover expenses that burden so many."
—Kevin Robertson, HSA Bank
"Taking the time to find a good broker and then research potential health plans will have a huge payoff—after all, health insurance plans are typically the second largest expense outside of employee payroll, so start early and be thorough."
—Ross Klosterman, Poppins Health
"These changes are accelerating the need to effectively manage employee benefits and health care costs. Voluntary benefits can help protect employees, while also providing a platform to educate them on ways to modify their behavior. Ultimately, this can enable employers to achieve their corporate goals."
—Richard (RAE) Egleston, Gallagher
"Adding hospital indemnity coverage, plus accident or critical illness coverage when appropriate, can provide employers with an optimum package of financial security for their employees."
—Marty Traynor, consultant
"I would say that the pharmacy benefits manager space is an area where there is a lot of room for cost savings. There is a lot of transparency in that area that I am watching closely, because there are so many places to watch and the client often doesn’t know they’re being gouged and spending way more than they need to on the pharmacy side."
—Tammera Hollerich, Mirus3
“Our challenge is to bring solutions that manage the cost without stripping the benefits. Adding enhanced benefits that support the core benefit plans can make all the difference in employee satisfaction.”
—Suzy Alberts, Comprehensive Benefits Inc.
"Employers need to dig deeper—revisiting leave and benefits policies to encompass a broader definition of caregiving, and underscoring the importance of delivering support to employees through benefits."
—Lenke Taylor, Level
"When designing a multi-tiered benefit plan, hospitals need reporting capabilities that allow them to analyze what services are staying in-house, which are leaking out, and what can be done about it."
—Lola Brysz, UMR
"Business leaders should understand all implications of new models, working closely with consultative advisors to make sure they’re taking the right approach. Above all, quality of care should not be sacrificed in order to better balance costs."
—John Greenbaum, Risk Strategies
Design by Chris Nicholls