Protection from High-Cost Claims
It is a challenging benefits market. For self-funded employers, protecting assets from the financial impact of
catastrophic claims is vital, particularly as claims and costs continue to escalate.
Explore these resources to guide your self-insured clients on how to best mitigate financial vulnerability.
Why HM Insurance Group
Stop Loss Insurance
Tools & Resources
Group Whole Life Insurance (GPWL), (policy/certificate forms MM-GPWL-2014 and MM-GCWL-2014, and MM-GPWL-2014 (NC) and MM-GCWL-2014 (NC) in North Carolina), is level-premium, participating permanent life insurance. The GPWL policy and GCWL certificates are issued by Massachusetts Mutual Life Insurance Company, Springfield, MA 01111-0001. This product and/or certain features may not be available in all states. State variations will apply.
© 2020 Massachusetts Mutual Life Insurance Company (MassMutual ), Springfield, MA 01111-0001. All rights reserved. www.MassMutual.com.
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC.
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Watch the Trends:
A Five-Year Claims History
sponsored content
Stop Loss:
How It Fits Into the Puzzle
Pharmacy Focus:
A Cost Scenario Example
Watch the Trends: A Five-Year Claims History
Monitoring claim trends plays an important role in delivering Stop Loss protection to self-funded clients. Legislation, medical advancements and pharmaceuticals can all pose cost challenges.
Analyze recent claims history
Learn about the role of Stop Loss protection
Innovations such as new treatment options, emerging medical technology and record-keeping requirements can significantly add to the growth of costs. Stop Loss is a key part of the puzzle.
Stop Loss: How It Fits Into the Puzzle
Gain insight into containing
pharmaceutical costs
Pharmaceuticals can come with multimillion-dollar costs, impacting the growing claims trend in the self-funded market.
Pharmacy Focus: A Cost Scenario Example
